There is a $6 monthly account fee which is waived if the closing balance is paid by the due date.
If the Minimum Repayment Amount of $40.00/mth is not paid within 21 days after your Due Date a $5 late fee will be added to your Account.
Temporary $1 fee on your card after applying
When adding a card, we will require you to have sufficient funds available so that we can conduct a pre-authorisation of $1. This $1 is not a charge, and it will disappear from your bank account within a few days.